Friday, December 21, 2012

Make a New Year Resolution

If you are reading this it means the Mayans were wrong and the world did not end. 

Is that anything like the "Fiscal Cliff"?  Probably not.  That's the good news. 

Of course now you have one less excuse as to why you have not taken responsibility for your future long term care needs.  This time of year our thoughts are on family, friends, holiday celebrations, followed by New Year Resolutions. 

Here is one to consider:  Plan now to not be a burden on all of those folks you are spending quality time with this week and next.  Using one of our long term care insurance plans will make it possible for you to leave a legacy to your loved ones or a charity while assuring you of getting the best care where you choose.  Most folks want to stay at home when they are unable to care for themselves.
Fact Check: The cost to receive care at home ranges from $3,000 - $20,000  per month.  Would you rather have that check come from the insurance policy as tax free dollars or from your hard earned savings after taxes?  Even my clients that have incomes and savings in the top 1% understand that is better to leverage their money and they choose to insure. 

Procrastination is a terrible affliction.  You will never be younger or healthier than you are today.  Tomorrow any change in health could make you instantly uninsurable.  The time is now to do the responsible thing.  Schedule to meet with a licensed LTC professional and get informed.  Then you will have all the facts. You know that a responsible, informed adult can make a better decision in the New Year.